In today's world, uncertainty is everywhere. We all need a variety of insurance coverage to protect ourselves, family or employees from unforeseen health or financial events i.e. Individual health insurance, life insurance, savings or annuities for retirement or home owners’ insurance. We are living longer active lives through better health care and dietary plans. Therefore words such as physician, Medicare, savings, fixed income, disability, provider, pensions, and retirement funds have become fused into our everyday conversations in our communities. Frequently though healthcare or health insurance dominates the conversation.
Healthcare Reform or Health Insurance Reform is here. Auto insurance is mandatory; now health insurance for all will be mandated. Health insurance is complicated beginning with individual and family plans through Medicare plans for seniors to large group plans covering thousands of employees. Moreover, life insurance plans from term life insurance, through permanent insurance such as whole life or universal life are complicated with indexing, surrender charges and participation rates. Policy holders need a financial plan and financial calculator to keep up.
At Waters Insurance we assist our clients in their travels through the Insurance Maze. Waters Insurance is an Independent Insurance Agency which means that we represent our clients first and foremost. We are not obligated to any one insurance company so we seek to counsel and obtain the best plans to meet our client’s current and future needs.
At Waters Insurance we utilize only those insurance companies that have demonstrated over time that they are worthy of our trust and the trust of our clients. These insurers have a strong and stable financial position so that they can pay claims speedily as well as the best products to meet our client’s needs. There is never a charge to counsel. The phone answers 24 hours a day, 365 days a year. We earnestly try to return your inquiry in less than 24 hours. You can reach us by phone or mail.